From: STEWART BARCULO
Date: 2008/9/3
Subject: REPLY IMMEDIATELY
To: undisclosed-recipients
Standard Life Bank,
30 Lothian Road,
Edinburgh EH1 2DH
Email:stewart_barculo1022uk@yahoo.com.hk
Goodday,
I am Stewart Barculo, Staff 0f Standard Life Bank Limited.I am contacting you
concerning a deceased customer and an investment he placed under our banks
management three years ago.I would respectfully request that you keep the
contents of this mail confidential and respect the integrity of the
information you come by as a result of this mail.
I contacted you independently of our investigation and no one is informed of
this communication. I would like to intimate you with certain facts that I
believe would be of interest to you.In 2000, the subject matter; came to our
bank to engage in business iscussions with our private banking division. He
informed us that he had a financial portfolio of Fifty million united states
dollars,which he wished to have us turn over (invest) on his behalf.I was the
officer assigned to his case, I made numerous suggestions in line with my
duties as the de-facto chief operations officer of the private banking sector,
especially given the volume of funds he wished to put into our bank. We met on
numerous occasions prior to any investments being placed. I encouraged him to
consider various growth funds with prime ratings. The favored route in my
advise to customers is to start by assessing data on 6000 traditional stocks
and bond managers and 2000 managers of alternative investments. Based on my
advice, We spun the money around various opportunities and made attractive
margins for our first months of operation, the accrued profit and interest
stood at this point at over ten million United States Dollars, this margin was
not the full potential of the fund but he desired low risk guaranteed returns
on investments.
In mid 2001, he asked that the money be liquidated because he needed to make an
urgent investment requiring cash payments in here in the united kingdom. He
directed that I liquidate the funds and deposit it with a security firm. I
informed him that Standard Life House would have to make special arrangements
to have this done and in order not to circumvent due process, the bank would
have to make a 9.5 % deduction from the funds to cater for banking and
statutory charges. He complained about the charges but later came around when
I explained to him the complexities of the task he was asking of us. Cash
movement across boarders has become especially strict since the incidents of
9/11. I contacted my affiliate and made the funds available to the security
firm. I undertook all the processes and made sure I followed his precise
instructions to the letter and had the funds deposited with the security firm.
The Security Firm is a specialist private firm that accepts deposits from high
net worth individuals and blue chip corporations that handle valuable products
or undertake transactions that need immediate access to cash. This small and
highly private organization is familiar especially to the highly placed and
well-connected organizations. In line with instructions, the money was
deposited with the security firm.
The deceased told me he wanted the money there in anticipation of his arrival
from Norway later that week. This was the last communication we had, this
transpired around 25th February 2003.In June last year, we got a call from the
security firm informing us that the inactivity of that particular
portfolio.This was an astounding position as far as I was concerned, given the
fact that I managed the private banking sector I was the only one who knew
about the deposit at the security firm, and I could not understand why the
deceased had not come forward to claim his deposit. I made futile efforts to
locate the deceased. I immediately passed the task of locating him to the
internal investigations department of Standard Life House.Four days later,
information started to trickle in,apparently our client was dead. A person who
suited his description was declared dead of a heart attack in Canne, South of
France.
We were soon enough able to identify the body and cause of death was confirmed.
The bank immediately launched an investigation into possible surviving next of
kin to alert about the situation and also to come forward to claim his estate.
If you are familiar with private banking affairs, those who patronize our
services usually prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of kin. In the
field of private banking, opening an account with us means no one will know of
its existence, accounts are rarely held under a name;depositors use numbers and
codes to make the accounts anonymous. This bank also gives the choice to
depositors of having their mail sent to them or held at the bank itself,
ensuring that there are no traces of the account and as I said, rarely do they
nominate next of kin. Private banking clients apart from not nominating next of
kin also usually in most cases leave wills in our care, in this case; the
deceased died without a testate. In line with our internal processes for
account holders who have passed away, we instituted our own investigations in
good faith to determine who should have right to claim the estate. This
investigation has for the past months been unfruitful.We have scanned every
continent and used our private investigation affiliate companies to get to the
root of the problem. It is this investigation that resulted in my being
furnished with your details as a possible relative of the deceased. My
official capacity dictates that I am the only party to supervise the
investigation and the only party to receive the results of the investigation.
What this means, you being the last batch of names we have considered, is that
our dear late fellow died with no known or identifiable family member. This
leaves me as the only person with the full picture of what the prevailing
situation is in relation to the deposit and the late beneficiary of the
deposit.
According to practice, The Security Firm will by the end of this financial
year broadcast a request for statements of claim to Standard Life House,failing
to receive viable claims they will most probably revert the deposit back to
Standard Life House.This will result in the money entering the Standard Life
Bank accounting system and the portfolio will be out of my hands and out of
the private banking division. This will not happen if I have my way.What I
wish to relate to you will smack of unethical practice but I want you to
understand something. It is only an outsider to the banking world who finds the
internal politics of the banking world aberrational. The world of private
banking especially is fraught with huge rewards for those who occupy certain
offices and oversee certain portfolios. You should have begun by now to put
together the general direction of what I propose.There is Fifty Million
Dollars deposited in a security firm, I alone have the deposit details and
they will release the deposit to no one unless I instruct them to do so. I
alone know of the existence of this deposit for as far as Standard Life House
is concerned,the transaction with our late customer concluded when I sent the
funds to the security firm, all outstanding interactions in relation to the
file are just customer services and due process. The security Firm has no
single idea of what?s the history or nature of the deposit. They are simply
awaiting instructions to release the deposit to any party that comes forward.
This is the situation. This bank has spent great amounts of money trying to
track this man?s family; they have investigated for months and have found no
family.
The investigation has come to an end.
My proposal; you share the same surname With our late client; I am prepared to
place you in a position to instruct The security Firm to release the deposit to
you as the closest surviving relation.Upon receipt of the deposit,I am
prepared to share the money with you in half. That is: I will simply nominate
you as the next of kin and have them release the deposit to you. We share the
proceeds 50% for me, 50% for you Should you be interested please send me your
full names,privatephone/fax number and A valid identification,The only thing
that you are going to do is to open an account in your name and this is going
to be your personal account in an offshore bank and send the details to me for
us to transfer the funds from here. I will prefer you reach me on my private
email address below And finally after that i shall provide you with more
details of this transaction.Your earliest response to this letter will be
highly appreciated.
EMAIL:stewart_barculo1022uk@yahoo.com.hk
I await your response.
Mr Stewart Barculo
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